bleeding during sex

i'm a simple woman who has dealing a prob.about when i use to have sex with my partner i bleed. i don't know what might be the possible cause of that. and i'm having also these so called GENITAL WARTS, i don't even know how to overcome these kinds of probs.regarding my health. could someone from a professional give me an advise or help that i need. i just got here in the california so i don't have money yet .i'm hoping for your response.