I have several bulged and deteriorated discs in my neck and back and just started a new job with a poor insurance plan. Insurance company said I am not covered as I have a 'pre-existing condition'. I am only 28, have very little money and see few options. The pain is severe enough that sleeping, driving a car or working at my desk (living) has become nearly impossible. Standard work-arounds such as paying out of pocket is not an option; my new salary is modest and I have no remaining savings. Any thoughts or suggestions welcomed. Thank you.