Hi. I'm a 21 year old male (I had a thing with not caring about hygiene, let alone anyone else, and was fine with it.) Anyway, I got jock itch in the 7th grade, and with my idiocy, I never dealt with it. Now, it has become more severe. There's no redness, or swelling, but...within a days time, the scrotum becomes oily and has an unpleasant odor, and within a day or so, I'm not sure if this is truly what it is, but it appears to have small spots of mold...or lint from my boxers. Either way. I've tried creams, and I have no insurance, so I've done what I can outside doctor suggestion. Any ideas?

However, it is only limited to the lower region of the scrotum, about halfway up. It is nowhere else on my body.