Swollen/irritated foreskin problem.

I have for 3 days now had swollen, irritated foreskin that won't seem to change to the better.It feels like a really nasty sunburn.

I'm pretty sure this happened when I was pulling back to wash beneath the foreskin while showering, and I suspect I might have been to rough on it, but there is also a possibility that it could be an infection due to a little cut I have along the Frenulum (sp?) that I got during rough intercourse many months ago that won't seem to heal.(The chances of it being an STD is close to 0%, because I have not had sex for a long while so it's safe to assume it's not it.)

I've applied Hydrocortison 1% since it first started 3 days ago, but it won't seem to have any effect. Maybe it is because I can only apply it on the outside of the foreskin? I have no chance of pulling it back as it is right now. Do I need to get a prescription for a stronger cortison cream or is this something else?I'm rather shy and would rather not go to the doctor, but if it hasn't improved by sunday, I think I will.Untill then, would anyone please share any information?

If any more info is needed about my condition, please ask me! I need all the input I can get.