Couldn't find what you looking for?


Right now, there are approximately 23.6 million people, both children and adults, living with diabetes. Estimates show that some 19.7 million are diagnosed and possibly 5.7 million are living undiagnosed with the disease.

Every 400-600 individuals have type I diabetes

Around 57 million citizens are at risk and show signs of pre-diabetes.  The American Diabetes Association highlights that 186,300 people under the age of 20 have diabetes or about 1 in every 400-600 individuals have type I diabetes.  The statistics are staggering and show that due to a sedentary lifestyle, poor diet and an abundance of junk foods, children are at an all time high risk of developing type I diabetes.

In 2006, diabetes and diabetic complications were the 7th leading cause of death in the United States.  Complications of diabetes can include heart disease and stroke, hypertension, blindness, renal disease, neuropathy and amputation.  In 2007, the country spent more than $174 billion on medical costs relating to diagnosed diabetes, $18 billion on undiagnosed diabetes and $25 billion on cases of pre-diabetes.  The need for health insurance for type I diabetes cannot be diminished or minimized; the disease can cause serious health complications and be fatal if not treated properly.

How Much Does it Cost to Treat and Manage Type I Diabetes?

The soaring cost of treating diabetes in the United States is nothing to make light of or minimize.  The annual costs of treating diabetes in 2003 rose from $1,299 to a staggering $1,714 according to a leading medical website.  Most researchers and medical professionals cite the rising costs of prescription drugs to be the main culprit, with the average person spending $400-600 out- of-pocket for managing type I diabetes. 

When a person does not have health insurance, the cost to manage and treat type I diabetes can be staggering.  A person is required to do daily blood glucose monitoring, administer insulin whether in pill or injection form and visit a care practitioner regularly to manage and control the disease.  For those that have severe diabetes, there can be problematic health complications resulting from the disease, which can end up costing the person even more money.

What is Covered Under Health Insurance for Type I Diabetes?

An individual suffering from type I diabetes will need routine medical care and require regular physician visits to maintain ongoing health.  Other supplies which a diabetic will need to manage diabetes type I are a blood glucose monitor, an insulin kit, protective wipes, syringes, lancets an insulin pump or an insulin pen.  All of these supplies may be covered by health insurance for type I diabetes policies, but some of the materials may need to be purchased by the diabetic and cost the person out of pocket.

Secondary Complications Due to Type I Diabetes

If an individual with type I diabetes does not receive the proper medical care, there are many complications which can result.  People suffering from uncontrollable or untreated type I diabetes can experience diabetic ketoacidosis, eye complications, skin complications, circulatory issues, hypertension, experience a stroke, gastroparesis, kidney disease, hypersmolar hyperglycemia nonketotic syndrome and peripheral arterial disease.  When a person has no health insurance for diabetes, these types of complications can result and if no treatment is provided, things can rapidly decline and become fatal.

Why is Health Insurance for Type I Diabetes so Important?

Health insurance is very important, because having pre-diabetes or diabetes puts a person at a high risk for serious health complications.  An individual suffering from type I diabetes is at an increased risk of experiencing the following complications:

  • Heart disease
  • Stroke
  • Diabetic neuropathies (nerve damage)
  • Hypoglycemia (low blood glucose/sugar)
  • Kidney disease
  • Urological problems in males
  • Diabetic retinopathy

To prevent problems and complications due to type I diabetes, it is very important that an individual receives regular medical care.  A diabetic also needs to do regular testing of blood glucose levels in order to maintain it as close to normal as possible, paying close attention and following all the instructions provided by the treating physician will also prevent any possible complications.

There are also other things a person with type I diabetes can do to keep their body as healthy as possible, which could prevent complications or problems from developing.  The following are a list of suggestions a person can do to prevent or alleviate the chances of experiencing diabetic complications:

  • Consume a diet of healthy foods (avoiding fried, processed or refined sugars as much as possible)
  • Maintain a healthy body weight
  • Control blood pressure and cholesterol levels (to prevent heart disease and stroke risk)
  • Partake of regular exercise and be active as much as possible
  • Limit exposure to second-hand smoke (do not smoke)
  • See physician on a regular basis
  • Call physician immediately if any complications or problems related to type I diabetes are suspected

Other Options for Type I Diabetics without Health Insurance

There are other options for those that have no health insurance, but suffer from type I diabetes.  Several drug companies offer low-cost or free medical supplies to those that have no health insurance or qualify for special programs due to meeting certain state or federal income guidelines.  For a person suffering from type I diabetes, the need for medical care is an utmost necessity, without it an individual can suffer from any number of complications or problems, which without medical care can quickly turn fatal.


Type I diabetes is a serious problem all across the United States, with countless numbers of people still currently undiagnosed statistics cannot be completely accurate.  The keys to managing and dealing with type I diabetes are early intervention, regular medical care, dietary modifications, regular exercise and making sure that blood glucose levels are within normal parameters.  For a person with no medical insurance, type I diabetes can be a devastating disease and even for those that have medical coverage, the disease can cause serious problems.  With the best health care possible and routine medical monitoring however, the disease can be treated, controlled and managed effectively, but without it people can and do succumb due to lack of care and secondary complications.