ScriptSave WellRx mobile app, developed by Arizona-based Medical Security Card Company, helps insured, uninsured and under-insured individuals and families search for savings on prescription medicines and compare prices at local pharmacies.
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Americans spend hundreds of billions dollars on prescription drugs every year. According to a report from QuintilesIMS (formerly known as IMS Institute for Healthcare Informatics), the net spending on medicines in 2015 was $310 billion, up 8.5% over 2014 levels.
It's evident that spending grew again after significant drop in 2012 and 2013. According to the report, the spending will continue to grow although at a slower pace, and will hit $400 billion by 2020.
Slower growth is expected mostly because a lot of people simply cannot afford to pay for their prescriptions. Even with medical insurance, prescription medication can be expensive. Growing out-of-pocket costs remain a big problem for many Americans, forcing them to ration their own health care.
While a lot of Americans are forced to cut back on their health care services completely and go without needed doctor visits, medicines and other treatments, many are trying to solve this problem by searching for cheaper generic versions of widely used drugs or prescription discounts.
ScriptSave WellRx mobile app, developed by Arizona-based Medical Security Card Company, helps insured, uninsured and under-insured individuals search for savings on prescription medicines and compare prices at local pharmacies.
It's a free and easy to use app that will help you get the lowest price, which is very useful since insurance coverage does not guarantee low-cost prescription medications.
After you download it, the app will offer you to create an account, which is completely optional. However, since it offers savings card it's better to have it with your name on it.
This is one of the highlights of this app, since you don't have to carry an actual card in your wallet. Your phone is probably with you all the time and all you have to do is to show ScriptSave WellRx savings card to your pharmacist.
ScriptSave WellRx app will offer an average saving of 45% with potential savings of up to 80% in more than 62,000 pharmacies nationwide including Target, CVS, RiteAid, Walmart, Walgreens, and many more.
Searching for prescription savings is easy. On the home screen, simply type in the name of medication. The app will use your location to list nearest pharmacies with prices. You can enter your ZIP code, but the location finder works great.
All pharmacies will be listed in the new screen that opens after you tap on Search button. You can sort them by price (from lowest to biggest) or distance (closest to you would be listed first). Either way you chose, you'd see both information alongside the pharmacy name and address.
If you tap on the pharmacy you'd get additional information such as phone number and working hours, as well as directions on how to get to the pharmacy.
You can also choose to view all pharmacies on the map that are shown as little purple icons with the price. The map can be zoomed in, so you can see more detailed information about their location.
If you want to learn more about the medication, you can tap on Drug Info and view detailed information about the searched medication, including use, dosage, interactions, side effects, storage, and so on. Unfortunately, this didn't work all the time. Sometimes I'd get the info, while the next time I'd get the message that there's no information about the same drug. Also, this part lacks reference to resources used for the information.
Users can also edit drug details, such as dosage form, strength and quantity, which adjusts the drug price accordingly.
After you've chosen the pharmacy with the best price, you can use your savings card provided by the ScriptSave WellRx app to receive instant saving.
However, keep these things in mind when using the ScriptSave WellRx savings card.
If you don't have health insurance, you can use ScriptSave WellRx card for any brand name or generic prescriptions you (or your family) pay for out-of-pocket.
If you have health insurance coverage (including Medicare) you should compare your insurance copay to the ScriptSave WellRx price that may be lower than your copay. Use ScriptSave WellRx card for savings on medications excluded by your health plan.
If you have a high-deductible health plan, using ScriptSave WellRx card to purchase medications at a discount may be more beneficial when paying 100% out-of-pocket.
Another thing to keep in mind is that prescription prices can change daily, and the same medication can vary significantly in cost from one pharmacy to the next, so using the app like ScriptSave WellRx can help users find the best prices and discounts.
To conclude, ScriptSave WellRx app is an easy to use tool that allows users to see which pharmacy in the neighborhood has the lowest prices and compare savings right in the palm of their hands. This could help many individuals and families reduce their out-of-pocket costs for prescribing medications, whether they have health insurance or not.
Benefit: Everyone looking to save on prescription medicines
Verdict:
For- Straightforward and easy to use
- Detailed information about pharmacies with contact and location
- Savings card can be used in more than 62,000 pharmacies in the US
- Provides detailed drug information
- Drug info doesn't work all the time
- Information about medications lacks reference on resources used