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Over three dozen fertility clinics serve families in Maryland, the District of Columbia, and northern Virginia. Standing out among these clinics is a facility that offers a full refund of fees for those that do not have insurance if they fail to conceive.

Over three dozen fertility clinics serve families in Maryland, the District of Columbia, and northern Virginia. Standing out among these clinics is a facility that offers a full refund of fees for families that do not have insurance if they fail to conceive a child in six attempts.

The Fertility Center of Maryland has an IVF Patient Refund Program for families that do not have adequate health insurance. They offer up to six "fresh attempts" to have a baby through in vitro fertilization, with a voluntary 100 per cent refund program if a successful pregnancy is not achieved. This allows couples who do not become pregnant to pursue other options for building their family without exhausting their financial resources.

The Fertility Center of Maryland can be reached by calling (410) 296-6400. For couples who may have to move to other parts of the United States during the course of their in vitro fertilization treatment, a good choice may be the Genetics & IVF Institute in Fairfax, Virginia (phone 703-698-7355).

The Genetics & IVF Institute has clinics in Texas, California, Minnesota, and China, and developed many of the techniques used all over the world in assisted reproduction. Since Maryland and the greater Washington D.C. metro area offer so many options for assisted fertility within a very short distance, couples seeking to become pregnant are likely to find a clinic that meets their needs.

Whichever clinic you choose, however, make sure that you achieve certain understandings before you begin treatment.

1. Get a statement in writing of the costs of various procedures, what will happen if insurance claims are rejected, and refund policies, if any.

2. Get a statement in writing about how many embryos will be implanted in each IVF procedure and who has control over the disposition of any embryos that are not used.

3. Make sure that some physician at the clinic is available 24 hours a day, seven days a week to help you when crisis situations develop.

And make sure you are treated politely and efficiently by everyone at the clinic. Polite, competent, professional care from everyone at the clinic is a good indication that you will receive good care throughout treatment and that you will not suffer the tragedy of misplaced or mislabeled eggs, sperm, or embryos. 

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