Hi to everyone,

i am a 20yr old guy going on 21 and i have such a low self-esteem i dont know what to do.
I have a few problems which i would like answered please and some advice.
my first point is that i am still a virgin and am worried that when/if i have sex the woman will be far more experienced and i will be a let down.
my second point is that i have ginger pubes and get teased quite a lot which obviously doesn't help my confidence..how should i deal with that?
and finally i have too much foreskin and dont know wether to get it cut off or not?
please can someone give me some good advice and help me boost my confidence again.
Thanks for now.