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Does anyone know of a dental insurance plan (specifically in NY) that will cover the cost of gum graft surgery? Thanks

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Capital one offers payment plans for dental and cosmetic procedures. They will just run your credit and see how much you get approved for and then depending upon your credit line you can make monthly payments over a course of 2 years interest free. If you need more than 2 years then they charge interest. Also most dental offices offer a thing called "CareCredit", which is the same thing (I would look into that too). But the Capital one is the only one I know of that offers 2 years no interest.

If your gum graft surgery is necessary then insurance will pay for it, but if it is considered cosmetic then insurance won't pay for it.

maybe you can find insurance that will cover a percentage of the cost and then you can use carecredit or capital one to cover your portion of the bill.
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will medicare pay for the proceedure is it is necessary not cosmetic
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