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Hello. Recently I got my first job. I am satisfied here and I have some benefits. However, I do not understand benefit of health insurance. I mean, I am young and I do not visit doctors very often. I feel I would be better with some other benefit. Can you tell me what a benefit of health insurance is?

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It does not matter if you are young. You will not be young for ever and even now health insurance has some great benefits for you. If you ever need medical care you will see that having health insurance is a lot better then to pay very high prices for medical care. There are various health insurances but large number of them covers all major medical costs and services.
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Have you ever heard of ACCIDENTS?

They do happen, you know. 8-|
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