My Wife Wants a Baby but I'm Not Ready!

Hey everyone,

I'm 26 in a couple of weeks and my wife is 22, we've been together for 6 and a half years now (married for 3/4 of a year). 

We have talked loosely about having a baby a few times in the past and we've always seemed to agree that down the line it will be great. But recently her want for a baby has suddenly escalated and I don't feel anymore ready now then I did a couple of years ago! It's become a worryingly strong issue to her that I keep saying I'm not ready yet.

I'd like to nest and make some positive movements with our life first before having a baby. I understand that there's probably no "right time", but I'd like to get out of our rubbish flat and into a house first, as well as change jobs as I'm currently not happy with the one I'm in and wish to move to one that pays better (I'm working on the job thing but we've searched for a while now and haven't had much luck finding a house).

Don't get me wrong, I DO want to have a child one day and it'll make me happy when I do, but I don't want it to be so soon! I always kind of saw myself having a child around 30 or so (making her around 26). This doesn't seem like a long way off to me, and it would also mean we still have some time left to enjoy oursleves and do things that may become a lot more difficult to do once there's a kid in the mix. It almost appears to me that her image of a baby is one-sided, and that she's not seeing that despite being an amazing thing to do it will also be terrifying, hard work and time consuming in the extreme!

I've asked her why she wants a baby now and she keeps saying things like "A baby is a symbol/creation of our love" and "don't I want that?", but I always thought our love was a symbol of our love. Am I not enough for her on my own anymore?

There seems to be loads of posts already on here of women on my wife's side of things- desperate for a baby but their significant others are saying the same kind of things as me, but instead of getting constructive advice all they seem to get are more women desperate for a baby and in the same situation responding and saying they feel this way too! There's no helpful advice.

Can anyone actually advise me on what I should/could do?

Thanks for anyone who can help,

Brad