Masterbation is completely healthy and normal. Even before your an adult or a teenager...im not ashamed to say i learned how to masterbate at a verry young age of 7years old. It's not bad for you and it won't effect your virginity or when you lose it. I'm not sure if your a boy or gurl cause your just listed as geust...but if your a girl..it won't effect virginity unless you penetrate yourself with something..like stick something into your vagina. And if your a guy..then no it won't effect your virginity either...hope i help if you have anymore questions just ask me!
I'm 22yrs old...and yeah for a guy losing your virginity is if you haven't had sex, but for a woman if you just masterbate with your clitoris and don't penetrate your vagina and break the hymen then yea..that's not losing your virginity but a womans virginity is different...well at least to me when a woman loses her virginity is when she breaks her hymen...not when she masterbates..but i geuss that could be a matter of opinion instead of fact...and how old are youuu....