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Let's say you paid for a new car in cash. At what point would you not bother with having full coverage?
I'm scratching my head on how I figured it, but when the value of the car gets around $4000 I go down to whatever legal minimum amount of insurance I can get by with.
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What's auto insurance? I don't have any... 8O

















I have truck insurance and motorcycle insurance
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I guess when the you don't want to replaced it or can afford to replace it.

Why take the risk for a few years if the car can be fixed good as new.
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Assuming you mean full coverage for collision, probably when the value dropped below 5K.
Even if you have a POS, you should carry as much liability and UM as you can afford.
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Assuming you mean full coverage for collision, probably when the value dropped below 5K.
Even if you have a POS, you should carry as much liability and UM as you can afford.
No doubt on the UM....
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