i have very dried,red, itchy skin between my thighs

i have very dried,red, itchy skin between my thighs to where it hurts so bad,and it peels and bleeds,and sometimes cracks when i open my legs to far? (it s not my vagina , just inside my thighs) i have even considered changing the type of underwear i wear(like cotton,to wearing silk,still doesn't help..it is a constant itching problem) and it is very embarrassing that im not comfortable with being intimate with my husband what can i do to cure it or help it

please help me
thanks
jen