Okay, I know a lot of similar questions exists around the internet but I still need some expert advice over it, I had been playing around with my girl and in excitement I rubbed my penis on her vagina but I didn't penetrate, was just rubbing on the walls. I didn't pre-cum as my penis wasn't fully errected, also about 3 hours ago I had masturbated but I peed and cleaned the penis surface.
I am really worried about it because dealing such a situation would be really tough around here.
From what you have written, there is NO WAY she can be pregnant. I am an adult man with much experience,so I know what I am talking about. Wish you and your gf a merry christmas.:-D